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Landlords Insurance

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Landlords insurance

Landlords Insurance

If you are tired of searching online for a comprehensive but cheap landlords insurance quote then you have arrived at the right website, we are an insurance brokers based in Essex which specialises in insuring let properties in the UK. Our online quotation system will allow you to get a quote from five different insurers at once and view cover details.

What is landlords insurance?

The term landlords insurance refers specifically to an insurance policy which is in place to provide cover for let properties in the UK. Many people do not realise that a standard household policy will not provide cover for a let property, many insurers consider the risk to be significantly different with a property occupied by a tenant as aposed to a standard house which you yourself live in. If your landlords house is still insured under a standard home insurance policy you should check carefully to see if any cover is actually provided for let properties and if not arrange alternative insurance as soon as possible. Having the correct type of insurance also provides a broader range of cover, for example our policies provide property owners liability as standard which offers protection if your tenant injures themselves within the property and holds you liable for their injuries.

Buildings insurance

Landlords buildings insurance As a landlord, the majority of your income more than likely relies on the rent earned from your let buildings which clearly indicates a strong need for buildings insurance to provide financial support should the unexpected occur such as a fire. Not only could this type of incident cause structual damage to your property which can be very costly to fix but also the tenant may have to be temporarily housed elsewhere which again can be costly in its own right. When arranging your landlords insurance you will want to make sure that at minimum you have cover for your building against major perils and if required you will want to check that the policy provides cover for alternative accommodation for the tenant following an insured peril. You can get an online quote for landlords buildings insurance via our superb custom online system.

Contents insurance

Landlords contents insurance A common misconception that landlords have is that if they're letting a property as unfurnished then they do not need contents insurance, this is usually incorrect since the majority of policies consider items such as carpets, curtains and white goods as contents and are not covered under a standard buildings policy. When insuring the contents it is crucial to remember that you're only covering your own items in the property which are for use by the tenant and the tenant will need to arrange their own insurance to cover their belongings. You should also note that your own contents which are in the property simply for storage reasons are usually not covered. To obtain a low cost quotation from several different insurers just goto our landlords contents insurance page and complete our short form.

Landlords insurance quote

Landlords insurance quote Obtaining a low cost quotation online couldn't be easier, our automated system searches the market so you don't have to! Click through to our landlords insurance quote page and simply supply your name, the number and type of tenants occupying the property, the postcode of the property to be insured, the year in which the building was built and the buildings/contents sum to be insured. It couldn't be any simpler and the whole process takes no more than 30 seconds!

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